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Posted by / 03-Sep-2017 02:10

Government consolidating credit debit

Negative information more than seven years old cannot be included in your credit report.There are several exceptions to this rule - the main one is bankruptcy, which may be reported for up to ten years. It can be a valuable tool permitting you to buy a home or a car, finance an education, or take advantage of special sales and offers. Knowing your legal rights and remedies is a first step to resolving those problems.Your credit report is an essential part of your financial future.These are steps with serious consequences, and should be taken only after consulting an attorney.After 100 hours of researching and calling debt consolidation companies, our top choice is National Debt Relief, which is one of the most transparent companies we spoke to.You’ll only pay fees when debt is settled successfully.New Era Debt Solutions is another standout company.

The agency does not have to investigate your claim if it believes the dispute is "frivolous or irrelevant." The credit reporting agency must fix any information that is wrong, incomplete or unverifiable.

It has flexible programs that don’t have a minimum debt requirements.

Freedom Debt Relief is also one of the industry leaders, and it offers some of the highest quality customer service.

Employers, insurance agencies, and creditors use your report to get information about you.

Laws offer protections against incorrectly reported information.

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